The Bank has updated its savings accounts to provide the most flexible product available to customers. If you currently have a Savings Account, your account will automatically be converted to the new product. See the Account Update Notice links below!

Account Update Notices

Notice

Non Profit Savings Accounts

Notice

Personal Savings Accounts

Notice

Business Savings Accounts

Notice

Personal Statement Savings Account Disclosure

Announcements

Annual Shareholders Meeting

Bank of FSM wishes to announce that the Annual Shareholders’ Meeting will be held in Kosrae State at Island Hopper Hotel Restaurant on Saturday, May 30, 2026 at 10:00 a.m.

Bank FSM lungse akklemye nusin mwet nukewa ma asr share la an lah Annual shareholder’s meeting ke yac inge ac tufah orek Kosrae. Nien meeting an pa Island Hopper Hotel/Restaurant ke Sacte May 30th, 2026 ao 10 ke litutang an.

FSM Bank a mochen atoura an kapong ngeni ami Shareholders ika ekewe mi wor noumi sea rech pun epwene pwan efisi mwich ren non ei ier 2026, May 30, nge epwe fis Kusae non ewe Island Hopper Hotel Restaurant.

Bank of the FSM e beyog ni ngan nang nibay e Annual Shareholder moolung ni ngan tay u Kosrae State u Island Hopper Hotel Restaurant ko rofen ni May 30, 2026 ko 10:00 am.

Bank en FSM men patohwan kairehki karoas me wie kupwur en Shareholders pahn wiawi nan wein Kosrae, wasa Island Hopper Hotel Restaurant, Rankaunop, May 30, 2026 kuloak eisek nimeinseng.

Bank of FSM Consumer Online Banking! Before registering, the FIRST STEP is to make sure that we have your current personal email address on file. Visit your local BFSM branch and complete an EMAIL UPDATE FORM today!

Exciting News from the Bank of FSM!

We’re thrilled to announce that Commercial Online Banking is now available! Our new platform will give businesses the ability to manage accounts, process transactions, and access banking services with ease-anytime, anywhere.Stay tuned for more details on how you can sign up and start using this game-changing service!

Bank of FSM – The bank of first choice.

Mobile Deposits Now Available at Bank of FSM!

We’re excited to let you know that mobile deposits are now available through the consumer, Bank of FSM Digital banking platform! You can easily deposit checks remotely from your phone, anytime, anywhere. Just log on, select mobile deposit and follow the directions that will appear. Take a photo of your check (Front and Back), and submit. It’s easy, quick, secure, and convenient!

For more information, visit our website or contact us via secured message through the Digital Banking platform.

Happy banking with Bank of FSM!

Supporting our Communities